⭐⭐⭐⭐⭐ Proven Trust. Proven Results.
credit cowboy lasso's bad credit
Credit Cowboy helps you understand your credit, improve what’s holding you back, and position your file for the approval you need. No guesswork, false promises. Just a clear strategy trusted by experts.
⭐⭐⭐⭐⭐ Proven Trust. Proven Results.
credit cowboy lasso's bad credit
Credit Cowboy helps you understand your credit, improve what’s holding you back, and position your file for the approval you need. No guesswork, false promises. Just a clear strategy trusted by experts.
expedited credit repair
LET'S GET IN TOUCH
HOW IT WORKS
A Simple, Transparent Process
Free Credit Review
We start with a no-cost credit analysis using a secure credit monitoring platform. You’ll see exactly where you stand.
Personalized Strategy
If consulting makes sense, we create a tailored plan based on your credit profile and funding goals — personal or business.
CREDIT IMPROVEMENT
We guide you through legally compliant credit consulting and dispute strategies designed to remove inaccurate, outdated, or unverifiable items.
APPROVAL READINESS
As your profile improves, we help position you for funding opportunities — not hypotheticals, but realistic next steps.
Free Credit Review
We start with a no-cost credit analysis using a secure credit monitoring platform. You’ll see exactly where you stand.
Personalized Strategy
If consulting makes sense, we create a tailored plan based on your credit profile and funding goals — personal or business.
CREDIT IMPROVEMENT
We guide you through legally compliant credit consulting and dispute strategies designed to remove inaccurate, outdated, or unverifiable items.
APPROVAL READINESS
As your profile improves, we help position you for funding opportunities — not hypotheticals, but realistic next steps.
FOCUSED ON APPROVALS
Credit is the foundation of many businesses. Most people are denied deals not because they do not earn enough – but because their credit profile is not positioned correctly. Credit Cowboy repairs your credit by focusing on:
Lender Perception
Utilization & Aging
Account Mix
Report Structure
This is how we get you approved for deals.
WHO WE HELP
Who credit cowboy is for
01
Individuals rebuilding personal credit
02
Home Applicants
03
Business Funding Applicants
04
Clients Who Can’t Get Results
If your goal is clarity and progress — we’re built for you.
WHAT WE HELP WITH
Credit Problems We Address
Inquiries impacting your score
Collections & charge-offs
Late payments & reporting errors
Repossessions & bankruptcies
Thin or damaged credit files
Inquiries impacting your score
Collections & charge-offs
Late payments & reporting errors
Repossessions & bankruptcies
Thin or damaged credit files
Every plan is based on what’s actually reporting — not a one-size-fits-all program.
Every plan is based on what’s actually reporting — not a one-size-fits-all program.
TRANSPARENCY
Clear, Honest Pricing
We believe clients should understand costs before committing. Credit analysis is always free
Built on Compliance & Integrity
Credit Cowboy operates within federal and state regulations. We do not guarantee score increases or funding approvals.
What we do guarantee:
Your trust matters more than hype.
Frequently Asked
How long does it take to improve my credit?
It depends on what’s on your credit report. Factors like recent inquiries, collections, charge-offs, bankruptcies, and repossessions all affect timelines. Some clients see measurable improvements within 30–60 days, while more complex profiles may take longer. Our goal is the fastest responsible path based on your specific file.
What does credit repair cost
Your initial credit analysis is free. If consulting is recommended, we offer clear, flat-rate pricing based on the complexity of your credit file. There are no subscriptions, no hidden fees, and no surprises.
I need credit repair to qualify for a home loan — do you help with that?
Yes. That’s our specialty. Most of our clients are referred by realtors, lenders, and mortgage brokers. With your permission, we can work alongside your lender to help align credit improvements with underwriting requirements and timelines.
How much funding will I be approved for?
Funding approvals depend on multiple factors, including your credit profile, income, existing debt, and lender criteria. We don’t estimate funding amounts until your file is reviewed and properly positioned. Our role is to prepare your profile so you’re applying from the strongest possible position.
How much does business funding cost?
For business funding readiness, we charge:
• $999 for business credit and funding file preparation
• $5,000 flat success fee for funding placements
• If funding is under $50,000, the fee is reduced to $3,000
All fees are clearly disclosed upfront.
Do you offer guarantees?
No. Credit scores, mortgage approvals, and funding decisions are controlled by lenders and credit bureaus, not consultants. Any company guaranteeing results should be viewed with caution. What we do guarantee is transparency, compliance, and an honest strategy based on your real situation.
Is this process legal and compliant?
Yes. Texas Funding operates within federal and state regulations, including the Fair Credit Reporting Act (FCRA). We only dispute inaccurate, outdated, or unverifiable information and follow lender-safe, compliance-first practices.
Ready to See Your Options?
Your next step is simple — and free.
1. Get your credit reviewed.
2. Understand your options.
3. Decide with confidence.
Ready to See Your Options?
Your next step is simple — and free.
1. Get your credit reviewed.
2. Understand your options.
3. Decide with confidence.
Credit Cowboy
Credit Cowboy is a DBA of Maple Strategy, LLC a Texas-based credit consulting company.
9000 Six Pines Dr. Shenandoah, TX 7738
Copyright © 2025 Credit Cowboy.
Copyright © 2025 Credit Cowboy.
Copyright © 2025 Credit Cowboy.